What is a Bad Faith Disability Insurance Denial?

What is a bad faith disability insurance 
denial? Hello, I'm Marc Whitehead,   a board certified disability attorney and author 
of the book, "Disability Insurance Policies:   How to Unravel The Mystery and Prove 
Your Claim." Whether as a business   or an individual we purchase insurance to 
protect us in the event of accident, death,   or other disaster. We pay our premiums assuming 
that when the time comes our insurance carrier   will pay our insurance benefits based on the 
policy that we've purchased. An insurance policy   is regarded as a contract between you and the 
insurance company. This agreement requires that   the insurance company act in good faith towards 
you. Unfortunately, many insurance companies   have what appear to be intentionally confusing 
policies and they easily find a reason to deny   large claims. This can be insurance bad faith, it 
may be grounds for filing a lawsuit against your   insurance carrier.

Specific examples of insurance 
bad faith include: a denial of insurance benefits   due as outlined in the policy, unreasonable 
delay in payment of insurance benefits due,   failure to promptly or properly investigate 
a claim, non-disclosure of policy benefits,   or making misrepresentations to you about your 
policy. Many types of insurance claims result in   litigation on the grounds of bad faith. Including, 
disability insurance and life insurance benefits.   When your insurance company attempts to escape 
its obligation to investigate the claim or to   pay you that's when the services of a qualified 
bad faith insurance claims lawyer will protect   you and maximize your legal interests.

When a 
satisfactory settlement with an insurance company   cannot be achieved bad faith insurance claims 
litigation becomes necessary to protect your   rights. As a bad faith insurance claims lawyer 
I represent insurance policyholders and claims   against insurance companies that fail to live up 
to the terms of their policies or unfairly delay   or deny payments of valid claims. More information 
about this topic can be found in my free eBook,   "Disability Insurance Policies: How to 
Unravel the Mystery and Prove Your Claim."   Visit www.disabilitydenials.com for a free 
downloadable copy or call +1(800)562-9830 to   discuss your particular disability issue. 
I'm Marc Whitehead, thanks for watching..